Sunday, December 2, 2007

TRAFFIC ACCIDENT


Remain calm and not panic at the situation...

1. If there are injuries, call 999 for assistance.

2. If there are no injuries, move your vehicle to a safe area away from traffic, where possible.

3. Note the names and addresses of the other driver(s) involved.

4. Note the model and vehicle registration number of the vehicle(s) involved.

5. Note names and addresses of witnesses, if any.


6. Sketch a simple diagram of the accident scene and the position of each vehicle right before and after the accident (Photos of the accident scene, if available, can be very helpful).

7. Exchange information on the names of your respective insurance companies / takaful operators.

8. Do not discuss on whose fault it was. This may complicate the handling of your claims.


9. If your vehicle needs to be towed, ensure that the vehicle will be sent to the correct workshop. Call your insurance company / takaful operator or its accident hotline number for the appropriate workshop.

10.Report the accident to the police within 24 hours.


11.Inform your insurance company / takaful operator even if you do not intend to make a claim. The third party involved in the accident may make a claim against your insurance company / takaful operator which would cause you to lose your no-claims-discount (NCD).

12.Complete the claims form in full and include any additional relevant information. If in doubt, ask your insurance company / takaful operator for advice.



sources: insuranceinfo.com.my

CAR STOLEN!!


HOW TO CLAIM INSURANCE FOR STOLEN CAR

In terms of a stolen vehicle, there are a few procedures that must be followed:

STEP 1
You must submit a detailed report about the stolen vehicle, including a police report.

STEP 2
After submitting the claim form, you must cooperate fully with your insurance company or its representative during the course of investigation of the theft claim.


In view that the police and your insurance company will require time to investigate your claim, you will receive the offer of settlement from your insurance company within six months from the theft notification or upon completion of police investigation, whichever is earlier.


sources: insuranceinfo.com.my